Broke to Built — Nwaeze David
BUILT
The Wealth Creation Series · Book 3 of 3 · The Beginner's Playbook

BROKE
TO
BUILT

The No-Excuse Playbook for Building Wealth from Zero

Zero savings. Mounting debt. More month than money. This book was written specifically, personally, and unapologetically for you.

START THE BUILD — GET THE BOOK SEE THE PLAYBOOK →

Amazon Kindle · Paperback · Gumroad · Selar (₦ Naira)

★★★★★
BROKE
TO
BUILT
The No-Excuse Playbook for Building Wealth from Zero
Nwaeze David
10
Battle-Tested Chapters
50
Immediate Actions
10
Real Case Studies
6
Wealth Phases
The Transformation

FROM BROKE TO BUILT — WHAT ACTUALLY CHANGES

The Broke To Built Book is not a mindset book. It is a results book. Here is the before and after that this playbook produces — in real, measurable terms.

Before This Book
One income stream, one point of failure
No emergency fund — every crisis is a disaster
Debt compound against you monthly
Savings "when there's something left" = never
No investment account, no compounding
Business ideas never launched
No wealth protection or estate plan
→
After This Book
Multiple income streams with growing leverage
3–6 month emergency fund, fully automated
Structured debt elimination with a finish date
Automated savings machine — no willpower needed
Monthly investment habit, compounding quietly
Side business generating real monthly income
Legal structure, will, insurance — wealth protected
The System

THE 6-PHASE BROKE-TO-BUILT SYSTEM

This is not a list of tips. It is a sequential system where each phase builds on the previous one. Follow it in order. The results compound.

1
Months 1–3
STABILIZE — Get Completely Honest
The Starting Line Audit. The daily discipline stack. Your first emergency fund transfer. Your first investment. The habits and systems that hold everything else up.
2
Months 3–12
ELIMINATE — Kill the Debt
The avalanche or snowball method. The negotiation script. How to generate extra income and direct every unit of it at your highest-interest debt. A specific finish date — not years away.
3
Year 1–2
BUILD — Launch the Income Engine
The skill monetization audit. Your first freelance client. The 90-day side business launch. The digital content layer. For the first time, money flows in both directions — toward debt and toward assets.
4
Year 2–4
SCALE — Systematize and Multiply
Your first hire or contractor. Digital products launched. Tax structure optimized. Investment portfolio growing with each income increase. The business stops being a side hustle and starts being a business.
5
Year 3+
PROTECT — Guard What You've Built
Insurance reviewed and correctly sized. Business structure providing liability separation. A will. Beneficiary designations. Power of attorney. The legal infrastructure that keeps your gains safe.
6
Year 5+
LEGACY — The Mission Beyond You
Teaching the next generation what you know. Funding investment accounts for your children. Breaking the generational poverty cycle — permanently. Making sure nobody after you starts from where you started.
Inside the Playbook

10 CHAPTERS. 50 ACTION STEPS.
ZERO FLUFF.

01
Zero Shame, Zero Excuses
The Starting Line Audit — a complete 5-part financial reckoning that turns vague dread into specific, solvable numbers.
02
Built Different — The Broke-to-Built Mindset
The 5 psychological traits of people who actually get there — and the daily discipline stack that installs them permanently.
03
The Income Engine
Skill monetization audit. Your first freelance client. The 3-level income ladder from active to passive.
04
The Savings Machine
The 4-account automated savings stack that saves money without requiring your willpower — ever.
05
Debt Is the Enemy — Kill It Fast
Stop the bleeding. Build the micro-fund. The negotiation scripts. The specific sequence that produces a debt-free date.
06
The Investment Playbook for Beginners
When to start. The right first fund. Dollar-cost averaging. The investor's contract that keeps you in when markets crash.
07
Build the Business
The 90-day launch plan — week by week — for starting a side business while keeping your 9-to-5 intact.
08
Leveraging the Internet Economy
YouTube, affiliate marketing, email newsletters, and AI tools — how to build income from the internet starting from nothing.
09
Protecting What You've Built
Insurance, legal structures, wills, beneficiary designations — the 4 pillars that keep your gains safe from life's surprises.
10
BUILT — Your Legacy Wealth Blueprint
The 6-phase system in full. The generational wealth mission. Making sure nobody who comes after you starts from zero.
Reader Results

PEOPLE WHO STARTED FROM ZERO

★★★★★
"I completed the Starting Line Audit from Chapter 1 and for the first time in my adult life I knew my exact net worth. It was negative. And somehow, seeing the actual number was a relief. It was a problem I could actually solve. I've been on the plan for 4 months and my net worth has moved from -₦850,000 to -₦480,000. I can see the end."
Bola A.
Sales Manager, Lagos
★★★★★
"The savings machine chapter changed everything. I had tried to save manually four times and failed four times. The 4-account automatic system described in this book meant I didn't have to be disciplined anymore. The system was disciplined for me. I have £2,400 saved for the first time in my life."
Grace N.
Healthcare Worker, Leeds UK
★★★★★
"I used the 90-day launch plan from Chapter 7 to start a social media management service for small businesses in Accra. By month 3 I had two paying clients. By month 5 I had four clients and was earning more from my side business than from my main job. I haven't quit yet. But I can see that day coming."
Kofi M.
Marketing Officer, Accra

START WITH THE FREE
STARTING LINE AUDIT

Before you buy the book — start with the exercise from Chapter 1. Calculate your net worth. List your income. List your expenses. Just knowing the real number changes everything.

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About the Author

NWAEZE DAVID

ND

Nwaeze David is a content creator, digital entrepreneur, and financial educator reaching audiences across Nigeria, the UK, Canada, and South Africa through his YouTube channels — Nwaeze David and DavitoFinance.

He has published over 20 books on Amazon KDP, built multiple digital income streams, created the AIpreneur Academy community, and built DavitoFinance Academy as a platform for crypto, DeFi, and forex education. Broke to Built is the third and most beginner-accessible book in his Wealth Creation Series — written for the person who most needs it.

20+
Books Published
2+
YouTube Channels
5+
Countries Reached
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30
Day
Guarantee

COMPLETE THE STARTING LINE AUDIT. IF YOU DON'T FIND VALUE, GET YOUR MONEY BACK.

Do the Starting Line Audit from Chapter 1. Calculate your net worth. If completing that one exercise doesn't give you more financial clarity than you've had in years — contact me for a full refund. No questions, no hassle. The value is in the pages. I guarantee it.

Questions

YOU MIGHT BE WONDERING

I'm completely broke. Is this book too advanced for me? +
No — this is the book in the series most specifically written for people starting from nothing. The Starting Line Audit in Chapter 1 begins from zero. The income strategies in Chapter 3 assume no existing side business. The debt plan in Chapter 5 works even on a very modest income. This book was written for exactly where you are.
Is this book relevant in Nigeria / Ghana / South Africa? +
Yes — with specific platform recommendations, case studies, and currency examples for Nigerian, Ghanaian, South African, and UK contexts. Investment platforms like Bamboo, Risevest, and EasyEquities are specifically recommended. The Selar edition is priced in Naira for Nigerian readers.
What makes this different from other personal finance books? +
Three things: specificity (every chapter ends with 5 actions you can take immediately — not someday), cultural relevance (written with African and diaspora audiences explicitly in mind), and honesty (this book does not pretend that starting from zero is easy, or that mindset alone solves structural financial problems).
Should I read the other two books first? +
No — Broke to Built stands completely on its own and is the most accessible entry point in the series. If you find value here, Books 1 and 2 will build significantly on what you've learned. But this book is a complete system by itself.
Is there a bundle deal for all 3 books? +
Yes — the complete Wealth Creation Series trilogy is available on Gumroad and Selar at a significant discount. One system, three books, complete financial transformation from wherever you are right now.
The Decision

BROKE IS WHERE YOU STARTED.
BUILT IS WHERE YOU'RE GOING.

The playbook is in your hands. The system is proven. The case studies are real. The only variable left is whether you begin. Today. Not when conditions improve. Not when you have more money. Today — with exactly what you have.

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