Spreadsheet template

Personal & Business Budget Planner

See your income, spending, savings and business cash flow in one organised system. Separate personal and business money and finally know what you actually keep.

Personal and business budgets side by side
Savings goals with progress tracking
Formulas already set up

Budget Planner Checkout

Secure card payment by Stripe. Works with cards from most countries.

Instant access after payment, plus a copy by email. Questions? Contact us.

What's inside

What you get

Monthly budgetIncome and expense categories with automatic totals.

Business tabTrack revenue, costs and profit for a side business.

Savings goalsSet targets and watch progress.

Debt trackerSee balances fall month by month.

Annual overviewThe whole year on one page.

TemplateInstant accessRead on phone or computer

This is for you if…

You earn from several sources and need to track them all
You want to separate personal and business money

Good to know

Written in plain language, for beginners
No hype and no income promises: results depend on your effort
Built for people working from anywhere in the world

About the author

Nwaeze David

Nigerian digital entrepreneur, YouTuber and author of more than 20 books on business, money and online income. He writes plain-language guides for entrepreneurs around the world.

Questions

Before you buy

What software do I need?

The templates open in Microsoft Office or Google Workspace (Docs and Sheets), and editable PDF versions are included where it makes sense. No special software is required.

Can I use it for clients?

Yes, you can use and edit the template for your own business and your clients. You may not resell or share the template files themselves.

How do I get it after I pay?

Straight away. You are taken to your download as soon as payment goes through, and you get a copy by email.

Can I pay in Naira?

Yes. Choose "Pay in Naira" for ₦13,500, or "Pay in USD" for $9.

What if I have a problem with my order?

Reply to your receipt email or use the contact page, and it will be sorted quickly.

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